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My number one recommended product for moisturizer with SPF is Bare Minerals Complexion Rescue (the link is to my shade- desert 6.5). Even though it’s not marketed as a BB cream, it technically is one. It combines sunscreen, moisture and tint in one product. It has nice coverage even if you choose not to use an added concealer. It has a broad range of tints for most consumers. For sunscreen it uses titanium, a mineral based sunscreen. I love this because I prefer to avoid chemical sunscreens.